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Retirement management without Tears by Charles uzoigwe, Paperback | Barnes & Noble®

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  • Fly Fishing North Creek: An Excerpt from Fly Fishing Virginia.
  • ISBN 13: 9781427629265;
  • What if your company shuts down? How employees can survive sudden layoffs without tears.
  • Tthe Sum of It All: TheBetrayal!

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Suddenly, a large number of people start chasing a limited number of jobs. This not only brings down your bargaining power but can also mean joblessness for a long time. After 30 days, a number of Reliance Communications RCom employees could be looking for another job. The company is believed to be closing down major parts of its wireless business. In June, RCom chairman Anil Ambani had said that the country's telecom sector had cut 10, jobs last year and the ongoing stress would further lead to reducing 30,, jobs this year. Price wars, heavy debt and plunging profitability have crippled the telecom sector.

According to an ET report, multi-billion dollar telecom mergers could see 25, pink slips.

Retirement Managment Without Tears

The number could go up to 1 lakh if those indirectly employed are also included. Losing a job without any fault could be nightmarish for an employee. In case of mass layoffs , it becomes all the more difficult to find a suitable job as placement agencies are flooded with CVs. This not only brings down an employee's bargaining power but can also mean a short spell of unemployment for many.

When new jobs are hard to come by and a lot of companies are retrenching employees, everyone must plan for the eventuality well in advance so as to avoid panic at the last moment and the resulting inability to survive the layoff.

Below are a few steps you can take in advance and a few others after you have lost your job so that you survive the sudden layoff without much damage. If you suspect that the job market is shaky, shore up another six months of loan EMIs.

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If you suddenly find yourself jobless and you or any family member faces a medical emergency before you land another job, you will have to pay from your pocket and may not have sufficient resources to cover the expenses. Slash expenses and form a new budget: This is the first step you need to take if you get the pink slip. Depending on your savings and fund availability, you will have to re-frame the household budget.

Make sure you give priority to fixed expenses like insurance premium, loan EMIs, investments and utility expenses, and slash discretionary expenses drastically. You can also assign the settlement money from your previous job for fixed or household expenses. You could also take a loan against assets such as fixed deposit, PPF, insurance, gold or property.

Dirk Moved To Tears By Mavericks Tribute Video and Announces Retirement!

The interest rate is not as high as that of a personal loan and you retain your assets. Do not, however, dip into your retirement savings and avoid taking personal loans or maximising your credit cards, which come with a high interest rate. If the finances are too constrained, stop your investments temporarily. Since the insurance premium cannot be avoided for fear of the policy lapsing, find out from the insurer if you can alter the periodicity of payment or reduce the cover amount temporarily. His administrative, teaching, and research focus include human resource management, organizational leadership, retirement management, international business, marketing, and higher education.

Uzoigwe has extensive administrative, academic and business experiences abroad as administrator, international business consultant, and motivational speaker specializing in organizational leadership, retirement management, and marketing in both private and public sectors. Convert currency. Add to Basket. Compare all 8 new copies. Condition: New. Language: English. Brand new Book. Seller Inventory AAV More information about this seller Contact this seller. Book Description Global Publishing Company, New Book. Shipped from US within 10 to 14 business days.

Established seller since Seller Inventory IQ Seller Inventory LIE Delivered from our UK warehouse in 4 to 14 business days. Condition: Brand New.